Question for NATIONAL FINANCIAL CREDIT BANK S.A. - N F C BANK S.A.

1)Does NFC insure customers against the fraudulent use of bank cards and cheque books?
2)Does NFC guarantee assistance and health insurance to all customers seeking VISAs to any country?
3)Is there insurance contract whereby an insurance pledges to pay back an overdraft granted to a customer? If yes what names are given to these insurance.